Your income allows you to maintain a way of living, paying the bills, saving for the future and enjoying life’s simple pleasures. Basically, it provides the foundation for your lifestyle.
A life insurance policy helps to ensure that in the event something happens to you, the needs of your loved ones can be provided for. You know that if something happens to you, your family will have the financial protection they will need down the road.
If you think about it for a minute, you insure everything that’s significant in your life; why not insure yourself? Life insurance helps provide you peace of mind and can provide your family with financial stability and security when it matters most.
We all want to leave behind good memories, the love of friends and family and signs that we’ve made a difference. However, without proper planning, the people we love most may face difficult financial burdens.
Every dollar earned, every daily task that contributes to your household running smoothly, every investment…all of it factors into the security and stability that you and your family rely on each day. Life insurance can help provide for the people who depend on you financially, if you can’t be there for them. The money can be used for final expenses, help to replace your lost income, cover debts, pay your mortgage, fund a child’s education, and more.
We all need it but it’s not necessarily the easiest for us all to get or afford. Without auto insurance we cannot legally drive our vehicles and without the ability to drive our vehicles how can we get around? Make a living? Live our lives? In the unfortunate event of an accident, Auto Insurance provides protection against losses due to a car crash, as well as natural disaster damages or vandalism.
Here at McBride Group we make it easy for those who find it hard to obtain car insurance at an affordable rate. We take the time to care for each of our policy holders unlike the large corporations where you are just another policy number.
Sarasota, Florida drivers are required to have a minimum of property damage coverage and personal injury protection. McBride Group can help you with legal requirements, deductibles and additional coverage options (i.e. bodily injury liability, collision, no-fault, uninsured motorist and comprehensive coverage)
In our later stages of life (62 and older) our share of medical costs and medical related expenses can quickly add up. On top of that the options and terminology can be confusing.
FINAL EXPENSE INSURANCE
An average funeral costs $6,500 but government benefits only pay $255?*
If you’ve ever had a loved one pass away, you know that it’s an overwhelming experience. During an emotional and grievous time, you’re forced to find a funeral home and cemetery and make countless decisions. Those who are grieving often overspend if they don’t have a plan to guide them. Protect your loved ones from added stress during a difficult time with Final Expense Insurance.
Final Expense Insurance pays cash to your family when they need it the most.
- No physical exam is required (insurance is based on answers to health questions on the application)
- Coverage may begin immediately
- Receive up to $20,000 in tax free benefits
- Rates never increase and benefits never decrease for the life of the policy
Final Expense insurance is a ‘must-have’ when it comes to preparation and the protection of your loved ones.
HOME OWNERS INSURANCE
Whether you currently own a home or are a prospective buyer,McBride Group can help you find the right Homeowners Insurance policy at the right price. We can also help explain the difference between dwelling, personal property, liability, medical payments and loss of use coverage as well as available discounts.
Your home is likely your most costly asset. It contains your belongings and valuables and more importantly your family and memories. So don’t settle by purchasing a basic homeowner’s insurance policy that could leave you with inadequate coverage or paying for more coverage than you need.
Why do you need homeowners insurance coverage?
Well for one thing, you can’t buy a house without it. (Most mortgage holders require you to have it.) Aside from that — why wouldn’t you want homeowners insurance? Your home is one of your largest investments. Makes sense to protect it, doesn’t it?