8 Financial Tips for Single Parents Facing the Holidays

8 Financial Tips for Single Parents Facing the Holidays

Raising a child, financially speaking, is no easy task, particularly for those doing it solo. Children, as we all know, are expensive: The estimated cost of raising a child, born in 2013, to age 18, is about $245,340, according to the Department of Agriculture. And...
Gen Y Insurance

Gen Y Insurance

Millennials, also known as Gen Y , born between the early 1980s and early in this century, often fail to see insurance as part of their young-adult financial picture. Wrong: Despite saving fledgling paychecks, rookie investing and whittling student debt, insurance...
How do whole life insurance policies work?

How do whole life insurance policies work?

Whole life insurance policies are unique schemes that offer lifelong cover by paying the premium only for a limited period. Investors can ensure that their insurance needs for whole life is covered, and that too by paying premiums for just 15-20 years. Let us see how...
Tips for navigating Medicare open enrollment

Tips for navigating Medicare open enrollment

Frustrated with your Medicare coverage? You have until Dec. 7 to look for new options. That’s the last day of open enrollment for current beneficiaries. Changes made to your plan go into effect Jan. 1. With speculation still swirling about possible changes to...
Medicare Deadline Looms, Shop Smart

Medicare Deadline Looms, Shop Smart

Know your medical cost history during the past year. Know your resources. Know your options.If you have Medicare but haven’t selected a Medigap Policy or prescription drug plan for 2016, you still have time before the Dec. 7 Medicare deadline. This checklist can help...
How to help clients with Medigap Decisions

How to help clients with Medigap Decisions

Unless you are age 65+ and have personally experienced Medigap in all its complexity, it’s difficult to know where to start evaluating coverage options. Now, there is help–and you can find it for free at the Medicare.gov site. There you can download a PDF file...